A lower rate
From 3.5% flat per month, often well below what you pay now.
We settle your current lender and rewrite the balance onto our rate, so your instalment drops from the very first month.
A buy-off replaces an expensive facility with a cheaper one. We pay off the outstanding balance with your existing lender and you repay us instead.
It is the fastest way to reduce a monthly burden without finding new money. If you are servicing a logbook loan elsewhere at a higher rate, the saving usually shows up immediately — and you can often top up at the same time.
Enter what you owe now and the total you need. The figure you see is the figure you pay.
Indicative only. Final terms depend on your redemption figure and valuation.
From 3.5% flat per month, often well below what you pay now.
Payment goes to them directly, so nothing falls between the two.
A single instalment on a single date instead of juggling.
Take additional cash on the new facility if the valuation allows.
The vehicle stays with you exactly as before.
Settle the new facility early without being charged for it.
Most of this you already gave your current lender, so it is rarely a fresh hunt.
A statement or redemption letter from your current lender.
You see the new instalment and the total before committing to anything.
Payment goes to your existing lender and the logbook transfers to us.
One instalment, at the lower rate, for the term you chose.