To bridge the financial gap by offering accessible, fast and transparent credit facilities that empower individuals and businesses to achieve their financial goals.
OnePay Credit Limited is a non-deposit taking financial institution serving individuals and businesses across Kenya.
We provide quick, flexible and transparent financial solutions — secured lending built on assets our clients already own, priced at a rate we publish openly.
Our purpose is to bridge the financial gap with credit facilities people can actually reach: whether that is expanding a business, buying a vehicle, or meeting something urgent. We assess quickly, we disclose every fee before you sign, and your car stays with you for the whole term.
Alongside credit, the OnePay Group places motor, health and travel cover as an insurance broker, so financing and protection can be arranged in a single conversation.
To bridge the financial gap by offering accessible, fast and transparent credit facilities that empower individuals and businesses to achieve their financial goals.
To be Africa’s most trusted and innovative financial services provider, transforming lives through accessible credit and insurance solutions.
Six commitments that decide how we price, how we assess, and how we treat people afterwards.
No hidden fees. What you see is what you pay. We believe in honest, upfront pricing for every product.
Time is money. Approvals within 24 hours and disbursement within 48, so a decision never holds you up.
Repayment plans tailored to your budget, with terms you choose rather than terms you are handed.
Registered and regulated. Your data and your finances are handled with the care they deserve.
Technology that makes financial services genuinely accessible, fast and convenient for everyone.
Customer care around the clock. Your satisfaction is the measure we hold ourselves to.
All fees are disclosed upfront. No surprises when you get your disbursement.
With a logbook loan you keep the vehicle and carry on driving while you repay.
From 3.5% monthly. Switch from a high-interest lender and cut what you pay.
Our customer care team is on WhatsApp around the clock.